:root{
  --navy:#10243f; --ink:#172033; --muted:#657184; --blue:#1e74d6; --sky:#eaf5ff; --cream:#fff8ef; --line:#dfe7f1; --green:#2a8c68; --white:#fff;
}
*{box-sizing:border-box} body{margin:0;font-family:Inter,system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;color:var(--ink);background:#fff;line-height:1.6} a{color:inherit} img{max-width:100%;display:block}.wrap{width:min(1160px,92vw);margin:auto}.top-strip{background:var(--navy);color:#fff;font-size:.92rem}.top-strip .wrap{display:flex;justify-content:space-between;gap:20px;padding:8px 0}.site-header{background:rgba(255,255,255,.94);backdrop-filter:blur(10px);position:sticky;top:0;z-index:50;border-bottom:1px solid var(--line)}.nav{display:flex;align-items:center;justify-content:space-between;gap:24px;padding:18px 0}.logo{display:flex;align-items:center;gap:12px;text-decoration:none}.mark{width:54px;height:54px;border-radius:18px;background:linear-gradient(135deg,var(--blue),#0f335b);display:grid;place-items:center;box-shadow:0 12px 24px rgba(30,116,214,.22)}.mark svg{width:34px;height:34px}.logo-text strong{display:block;font-size:1.12rem;letter-spacing:-.02em;color:var(--navy)}.logo-text span{display:block;font-size:.78rem;color:var(--muted);text-transform:uppercase;letter-spacing:.12em}.menu{display:flex;align-items:center;gap:22px}.menu a{text-decoration:none;font-weight:700;font-size:.94rem;color:#24344d}.menu a:hover{color:var(--blue)}.btn{display:inline-flex;align-items:center;justify-content:center;border-radius:999px;background:var(--blue);color:#fff!important;text-decoration:none;font-weight:800;padding:12px 19px;box-shadow:0 12px 25px rgba(30,116,214,.25);border:0}.btn.light{background:#fff;color:var(--navy)!important;box-shadow:none;border:1px solid var(--line)}.hero{background:linear-gradient(120deg,#f5fbff 0%,#f9fcff 52%,#eef6ff 100%);overflow:hidden}.hero-grid{display:grid;grid-template-columns:1.02fr .98fr;gap:46px;align-items:center;min-height:660px;padding:58px 0}.eyebrow{display:inline-flex;gap:8px;align-items:center;background:#fff;border:1px solid var(--line);border-radius:999px;padding:8px 13px;color:var(--blue);font-weight:800;font-size:.9rem}.hero h1{font-size:clamp(2.8rem,5vw,5.35rem);line-height:.96;letter-spacing:-.065em;margin:20px 0 22px;color:var(--navy)}.hero p{font-size:1.18rem;color:#4e5d70;max-width:620px}.hero-actions{display:flex;gap:14px;flex-wrap:wrap;margin-top:28px}.hero-card{background:#fff;border:1px solid var(--line);border-radius:34px;padding:14px;box-shadow:0 30px 70px rgba(16,36,63,.16);position:relative}.hero-card img{height:500px;width:100%;object-fit:cover;border-radius:25px}.float-panel{position:absolute;left:-24px;bottom:34px;background:#fff;border:1px solid var(--line);border-radius:22px;padding:18px 20px;box-shadow:0 18px 45px rgba(16,36,63,.18);max-width:275px}.float-panel strong{display:block;color:var(--navy);font-size:1.05rem}.float-panel span{display:block;color:var(--muted);font-size:.92rem;margin-top:5px}.ticker{background:var(--navy);color:#fff}.ticker .wrap{display:grid;grid-template-columns:repeat(4,1fr);gap:0}.metric{padding:22px;border-left:1px solid rgba(255,255,255,.12)}.metric:last-child{border-right:1px solid rgba(255,255,255,.12)}.metric strong{display:block;font-size:1.35rem}.metric span{color:#cbd8ea;font-size:.93rem}.section{padding:86px 0}.section.alt{background:#f7fbff}.head{max-width:760px;margin-bottom:32px}.head.center{text-align:center;margin:0 auto 38px}.head h2{font-size:clamp(2rem,3.6vw,3.2rem);line-height:1.05;letter-spacing:-.045em;color:var(--navy);margin:0 0 14px}.head p{color:var(--muted);font-size:1.06rem;margin:0}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.card{background:#fff;border:1px solid var(--line);border-radius:26px;padding:28px;box-shadow:0 16px 35px rgba(16,36,63,.06)}.icon{width:48px;height:48px;border-radius:16px;background:var(--sky);display:grid;place-items:center;color:var(--blue);font-weight:900;margin-bottom:17px}.card h3{margin:0 0 8px;color:var(--navy);font-size:1.25rem}.card p{margin:0;color:var(--muted)}.split{display:grid;grid-template-columns:.92fr 1.08fr;gap:40px;align-items:center}.photo-block{border-radius:34px;overflow:hidden;box-shadow:0 25px 60px rgba(16,36,63,.14)}.photo-block img{height:470px;width:100%;object-fit:cover}.list{display:grid;gap:14px}.list-item{display:flex;gap:14px;background:#fff;border:1px solid var(--line);border-radius:20px;padding:18px}.check{width:28px;height:28px;border-radius:50%;background:#e8f7f1;color:var(--green);display:grid;place-items:center;flex:0 0 auto;font-weight:900}.cta-band{background:linear-gradient(135deg,var(--navy),#1b5d99);color:#fff;border-radius:34px;padding:44px;display:grid;grid-template-columns:1.4fr .6fr;gap:24px;align-items:center}.cta-band h2{font-size:2.35rem;line-height:1.08;margin:0 0 10px;letter-spacing:-.04em}.cta-band p{margin:0;color:#dce9f8}.page-hero{background:linear-gradient(135deg,#f4fbff,#ffffff);border-bottom:1px solid var(--line);padding:68px 0}.page-hero h1{font-size:clamp(2.3rem,4vw,4rem);line-height:1;letter-spacing:-.05em;color:var(--navy);margin:0 0 14px}.page-hero p{color:var(--muted);max-width:820px;font-size:1.1rem}.content{padding:70px 0}.content-grid{display:grid;grid-template-columns:1fr 340px;gap:36px}.article{background:#fff;border:1px solid var(--line);border-radius:28px;padding:34px}.article h2{color:var(--navy);margin-top:0}.article h3{color:var(--navy);margin-top:28px}.article p,.article li{color:#526075}.sidebox{background:#f7fbff;border:1px solid var(--line);border-radius:26px;padding:26px;height:max-content}.contact-panel{display:grid;grid-template-columns:1fr 1fr;gap:24px}.form{background:#fff;border:1px solid var(--line);border-radius:28px;padding:30px;box-shadow:0 16px 35px rgba(16,36,63,.06)}label{display:block;font-weight:800;color:var(--navy);margin:14px 0 6px}input,select,textarea{width:100%;border:1px solid #cfd9e7;border-radius:15px;padding:13px 14px;font:inherit}textarea{min-height:120px}.consent-row{display:flex;align-items:flex-start;gap:12px;border:1px solid var(--line);border-radius:18px;padding:16px;background:#fbfdff;margin:12px 0}.consent-row input{width:18px;height:18px;margin-top:4px;flex:0 0 auto}.consent-row label{margin:0;font-weight:600;color:#38475b}.consent-row a{font-weight:900;text-decoration:underline;color:var(--navy)}.footer{background:#08182d;color:#d9e4f2;padding:56px 0 26px}.footer-grid{display:grid;grid-template-columns:1.2fr .8fr .8fr;gap:34px}.footer h3,.footer strong{color:#fff}.footer a{color:#d9e4f2;text-decoration:none}.footer small{display:block;border-top:1px solid rgba(255,255,255,.12);margin-top:32px;padding-top:20px;color:#aab9cb}.legal-list{display:grid;gap:12px}.faq{display:grid;gap:16px}.faq details{background:#fff;border:1px solid var(--line);border-radius:18px;padding:18px}.faq summary{font-weight:900;color:var(--navy);cursor:pointer}.faq p{color:var(--muted)}@media(max-width:860px){.top-strip .wrap,.menu{display:none}.hero-grid,.split,.content-grid,.contact-panel,.cta-band{grid-template-columns:1fr}.hero-grid{min-height:auto}.hero-card img{height:360px}.float-panel{position:static;margin-top:12px;max-width:none}.ticker .wrap,.cards,.footer-grid{grid-template-columns:1fr}.section{padding:58px 0}.nav{padding:14px 0}.logo-text strong{font-size:1rem}.cta-band{padding:30px}.hero h1{font-size:2.9rem}}